Structured Finance
Institutional Capital Solutions
Structured Finance is an institutional debt brokerage arranging high-leverage capital facilities for large-scale projects across all asset classes globally. We broker non-bank senior debt, subordinated mezzanine facilities, and bank-guaranteed syndicate escrow structures starting at $165M USD.
Direct Financing Specifications
Pre-underwritten parameters established in strategic alignment with correspondent institutional lenders and private capital syndicates worldwide.
High-Leverage Integrated Debt
Engineered for sponsors seeking to solve equity gaps by combining senior construction debt with subordinated mezzanine facilities into a single execution timeline.
- Capital Structure: Up to 90% Combined LTC (75% Senior Debt / 15% Mezzanine Debt).
- Sponsor Equity Position: 10% Required Position (Recognizes cash, land equity at current market appraisal, or prior deployed CapEx).
- Cost of Capital: Fixed Benchmark Pricing (Protected against floating market volatility).
- Recourse Profile: Non-Recourse Execution (Subject to standard completion & bad-boy carve-out guarantees).
- Mezzanine Flexibility: Flexible post-stabilization principal amortization and structured repayment schedules.
Syndicate Bank-Guaranteed Escrow
Structured in coordination with participating Tier-1 correspondent depository banks to eliminate construction drawdown risk via guaranteed liquidity escrow.
- Capital Structure: 100% Project Draw Allocation (Converts to 75% net fixed loan at Year 4).
- Sponsor Liquidity Escrow: 25% Sponsor Escrow deposited into a Tier-1 Bank Certificate of Deposit (CD).
- Construction Horizon: 4-Year Draw Period with Benchmark Interest-Only pricing on drawn proceeds.
- Long-Term Debt: Automated conversion to a 25-Year Fixed Loan with no prepayment penalties post-month 3.
- Recourse Profile: Non-Recourse Execution (Subject to standard completion & bad-boy carve-out guarantees).
Program Framework Comparison
Verification Stamp: Q4 2026 Audit Certified Baseline
| Program Parameter | Tier I Integrated Debt | Tier II Syndicate Escrow |
|---|---|---|
| Minimum Facility Base | $165,000,000 USD | $400,000,000 USD |
| Maximum Combined Leverage | 90% LTC (75% Sr / 15% Mezz) | 100% Project Draw Allocation |
| Sponsor Equity / Liquidity | 10% Position (Cash/Land/CapEx) | 25% Bank CD Escrow Deposit |
| Recourse Framework | Non-Recourse (Standard Carve-outs) | Non-Recourse (Standard Carve-outs) |
| Upfront Broker Fees | $0 Upfront Advisory / Application Fees* | $0 Upfront Advisory / Application Fees* |
*Structured Finance charges zero upfront broker, evaluation, or application fees. Third-party lender legal counsel retainers are funded directly to designated lender counsel upon mutual execution of an LOI.
Capital Stack Sizing Calculator
Dynamic telemetry engine modeling Tier I (90% LTC Debt) and Tier II ($400M+ Syndicate Escrow) capital structures in real time.
Interactive Capital Structure Calculator
Input total project cost base to instantly calculate senior debt, mezzanine allocation, escrow deposits, and required sponsor positions.
*Note: Under Tier I, your 10% sponsor commitment can be satisfied via cash on hand, appraised land equity, or verifiable pre-development CapEx already deployed into the project footprint.
Equity & Ownership Preservation
Traditional lenders routinely stop at 60%–65% LTC, requiring sponsors to surrender expensive preferred equity or dilute ownership. Our dual-track structures deliver maximum capital efficiency while protecting project control.
Recognition of Prior Invested Capital
For Tier I facilities, your 10% sponsor equity commitment is not limited to liquid cash. Verifiable engineering expenses, current appraised land value, and pre-development CapEx already deployed satisfy this requirement.
Unified Capital Execution
Instead of negotiating competing intercreditor agreements between disparate senior and mezzanine lenders, our structures package facilities into a single execution timeline.
Representative Capital Stacks
Sample facility structures demonstrating Tier I and Tier II capital stack mechanics across key covered asset classes.
Hyperscale AI Data Center Campus
Ground-up construction debt stack structured with 75% Senior Construction Debt and 15% Subordinated Mezzanine Debt (90% LTC Combined) featuring fixed benchmark interest rate pricing.
Solar PV & BESS Energy Park
High-leverage non-recourse project construction facility backing multi-megawatt generation and battery energy storage system (BESS) grid interconnections.
Mixed-Use Urban Master Plan
Syndicate bank-guaranteed escrow facility with 100% project draw allocation auto-converting at Year 4 into a 25-year fixed long-term loan.
Transaction Process
A structured review sequence from initial intake to lender counsel engagement and facility closing.
Preliminary Review
We review your deal summary and project financials directly. Qualified transactions proceed to an initial intake call with our capital advisory desk.
LOI Issuance
Following initial qualification, a formal Letter of Intent (LOI) is issued outlining indicative terms, fixed pricing, and the designated lender legal counsel retainer.
Custom Diligence & Closing
Underwriting is tailored specifically to your asset type—energy, infrastructure, or commercial construction—working toward a 4-month closing timeline.
Regulatory, Mandate & Advisory Notice
Structured Finance (www.structuredfinance.net) is a commercial project debt origination platform operated by American Business Capital (americanbusinesscapital.com/about). Structured Finance acts exclusively as an institutional capital advisor and origination broker. We are not a direct FDIC-insured depository bank, securities broker-dealer, or issuing financial institution.
Financing facilities—including Tier I (90% LTC Integrated Project Debt) and Tier II ($400M+ Syndicate Bank-Guaranteed Escrow Facilities)—are underwritten, approved, and funded directly through our correspondent institutional lenders and private capital syndicates. All terms, commitments, and closing approvals are subject to final lender underwriting, full asset diligence, and credit approval. Structured Finance and American Business Capital charge zero upfront broker fees, retainer deposits, or evaluation costs. Third-party lender legal counsel retainers are payable directly to designated lender counsel upon LOI execution.
Operational Parameters Updated: Active Review
Submit Deal Teaser
To initiate preliminary review for facilities of $165 Million USD or greater, please complete the intake form below.